Applying for
Fannie Mae HomeReady
Fannie Mae
- Amount
- 3% down, reduced PMI, $2,500 credit for very-low-income
- Type
- Low-interest loan
- Covers
- All 50 states
About this grant
What it is, and why most people miss it.
Conventional 3% down loan with reduced mortgage insurance for low-to-moderate income buyers.
Grant programs change quarterly. Funding windows open and close. Eligibility shifts. Most buyers never hear they exist — that's the problem PocketGrants solves. We track every active federal, state, county, and city program so you can claim what's yours.
A PocketGrants grant specialist helps you actually file this one. They confirm your eligibility, gather what you need, and walk you through the official application step-by-step. Free.
Start your application
Apply for this grant.
Tell us how to reach you. A PocketGrants grant specialist will contact you within 24 hours to begin your application for Fannie Mae HomeReady. Free. No credit pull. No obligation.
Want to see the official program page first? Open it on the sponsor's site →