Question 1

What are first-time home buyer grants?

Accepted Answer

Grants are funds you don't pay back, given by federal, state, county, and city housing agencies to help first-time buyers cover down payment and closing costs. They're combined with a standard mortgage and can stack up to $30,000+ in some markets.

Question 2

Is PocketGrants free?

Accepted Answer

Yes. PocketGrants is a free public-service tool for first-time home buyers. We never charge buyers, never pull credit, and never sell your data.

Question 3

How current is the grant data?

Accepted Answer

PocketGrants watches every housing authority in the country and updates the database within a week of any change — funding windows, eligibility shifts, new programs, or closed programs.

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