Applying for
FHA 203(b) Mortgage Insurance
U.S. Department of Housing and Urban Development (HUD)
- Amount
- Loan up to FHA limits (varies by county); 3.5% down with 580+ FICO
- Type
- Low-interest loan
- Covers
- All 50 states
About this grant
What it is, and why most people miss it.
Low down payment FHA-insured loan — the workhorse first-time buyer program with just 3.5% down.
Grant programs change quarterly. Funding windows open and close. Eligibility shifts. Most buyers never hear they exist — that's the problem PocketGrants solves. We track every active federal, state, county, and city program so you can claim what's yours.
A PocketGrants grant specialist helps you actually file this one. They confirm your eligibility, gather what you need, and walk you through the official application step-by-step. Free.
Start your application
Apply for this grant.
Tell us how to reach you. A PocketGrants grant specialist will contact you within 24 hours to begin your application for FHA 203(b) Mortgage Insurance. Free. No credit pull. No obligation.
Want to see the official program page first? Open it on the sponsor's site →