POCKETGRANTS

Applying for

USDA Section 502 Direct Loan

U.S. Department of Agriculture

Amount
0% down, payment assistance subsidy can reduce rate to 1%
Type
Low-interest loan
Covers
All 50 states

About this grant

What it is, and why most people miss it.

Direct USDA loan for low-income rural buyers — payment subsidies can drop your effective rate as low as 1%.

Grant programs change quarterly. Funding windows open and close. Eligibility shifts. Most buyers never hear they exist — that's the problem PocketGrants solves. We track every active federal, state, county, and city program so you can claim what's yours.

A PocketGrants grant specialist helps you actually file this one. They confirm your eligibility, gather what you need, and walk you through the official application step-by-step. Free.

Start your application

Apply for this grant.

Tell us how to reach you. A PocketGrants grant specialist will contact you within 24 hours to begin your application for USDA Section 502 Direct Loan. Free. No credit pull. No obligation.

By continuing you agree to our Terms and Privacy Policy, and consent to be contacted by phone, text, or email about your matches. Consent is not a condition of purchase. Reply STOP to opt out of texts.

Want to see the official program page first? Open it on the sponsor's site →