Applying for
MSHDA Mortgage Credit Certificate (MCC)
Michigan State Housing Development Authority
- Amount
- Federal tax credit worth 20% of mortgage interest, up to $2,000 every year for the life of the loan
- Type
- Tax credit
- Covers
- MI
About this grant
What it is, and why most people miss it.
Not a one-time grant but a raise: 20% of your mortgage interest comes back as a federal tax credit every year you own the home, up to $2,000.
Grant programs change quarterly. Funding windows open and close. Eligibility shifts. Most buyers never hear they exist — that's the problem PocketGrants solves. We track every active federal, state, county, and city program so you can claim what's yours.
A PocketGrants grant specialist helps you actually file this one. They confirm your eligibility, gather what you need, and walk you through the official application step-by-step. Free.
Start your application
Apply for this grant.
Tell us how to reach you. A PocketGrants grant specialist will contact you within 24 hours to begin your application for MSHDA Mortgage Credit Certificate (MCC). Free. No credit pull. No obligation.
Want to see the official program page first? Open it on the sponsor's site →