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ARlow interest loanactive

ADFA Move-Up Loan

Arkansas Development Finance Authority

Below-market rate + Down Payment Assistance up to $15K

Overview

Below-market mortgage + up to $15K DPA for Arkansas buyers.

Detailed requirements

Standard mortgage with 30-year fixed rate. DPA up to $15,000 as second mortgage. Income/purchase limits apply.

Eligibility at a glance

Min credit score
640
Owner-occupied required
Yes
Homebuyer education required
Yes

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.