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Los Angeles County, CAtax creditactive

LA Mortgage Credit Certificate (MCC)

Los Angeles County Development Authority

20% mortgage interest tax credit, up to $2,000/year

Overview

Federal tax credit for 20% of mortgage interest paid — for LA County first-time buyers.

Detailed requirements

First-time buyer (or in targeted census tract). Income/purchase price limits. Tax credit lasts life of mortgage.

Eligibility at a glance

First-time buyer required
Yes
Owner-occupied required
Yes
Homebuyer education required
Yes

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.