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Federalforgivable loanactive

Good Neighbor Next Door

U.S. Department of Housing and Urban Development (HUD)

50% discount on list price of HUD home

Overview

50% off the list price of HUD homes in revitalization areas — for teachers, police, firefighters, and EMTs.

Detailed requirements

Eligible occupations: law enforcement officers, pre-K through 12 teachers, firefighters, emergency medical technicians. Must commit to 3-year owner-occupancy via second mortgage. Properties available in HUD-designated revitalization areas. Submit through participating real estate broker.

Eligibility at a glance

Professions limited to
teacher, police, firefighter, ems
Owner-occupied required
Yes

Note: Must commit to live in home for 36 months. Property must be in HUD-designated revitalization area. K-12 teachers, law enforcement, firefighters, EMTs.

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.