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FLdeferred loanactive
Florida Hometown Heroes Housing Program
Florida Housing Finance Corporation
Up to $35,000 in down payment and closing cost assistance
Overview
Up to $35K DPA for Florida's frontline workers and full-time workforce — first-time buyers.
Detailed requirements
Full-time Florida worker. First-time homebuyer. Income ≤150% AMI. 0% interest, deferred second mortgage. Repaid on sale/refinance/no longer primary. Homebuyer education required.
Eligibility at a glance
- First-time buyer required
- Yes
- Max income (% AMI)
- 150%
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Note: Available to full-time Florida workforce (not limited to specific professions).
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.