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HItax creditactive
Hawaii Mortgage Credit Certificate
Hawaii Housing Finance & Development Corporation
20% mortgage interest tax credit, up to $2,000/year
Overview
Federal tax credit for 20% of mortgage interest paid — up to $2K/year — for HI first-time buyers.
Detailed requirements
First-time buyer (or repeat in targeted area). Credit equal to 20% of annual mortgage interest, up to $2K. Income/purchase price limits.
Eligibility at a glance
- First-time buyer required
- Yes
- Owner-occupied required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.