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IDlow interest loanactive
Idaho Housing First Loan
Idaho Housing and Finance Association
Low rate + up to 7% DPA combined
Overview
Low-rate mortgage + up to 7% DPA for Idaho buyers.
Detailed requirements
Pairs with DPA up to 7% (as 2nd mortgage). Income limits apply. Min credit 620.
Eligibility at a glance
- Min credit score
- 620
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.