← Back to results
ILforgivable loanactive
IHDA Access Mortgage Programs
Illinois Housing Development Authority
Up to $10,000 forgivable DPA (Access Forgivable variant)
Overview
Up to $10K forgivable DPA — choose the forgivable, deferred, or repayable variant that fits.
Detailed requirements
Three flavors: Access Forgivable ($6K, forgiven over 10 yrs), Access Deferred ($7,500 deferred), Access Repayable ($10K repayable 2nd). Must be primary residence. Income limits vary by county.
Eligibility at a glance
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.