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INgrantactive
Indiana First Home / Helping to Own (H2O)
Indiana Housing & Community Development Authority
Up to 3.5% DPA grant
Overview
Up to 3.5% DPA grant for Indiana first-time buyers — never repaid.
Detailed requirements
First-time buyer. FHA loan. Up to 3.5% of purchase price as grant. Income limits by county.
Eligibility at a glance
- First-time buyer required
- Yes
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.