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KSdeferred loanactive
Kansas First Time Homebuyer Program
Kansas Housing Resources Corporation
15-20% of home price as 0% interest DPA loan
Overview
Massive 15-20% DPA loan at 0% interest for Kansas first-time buyers — limited to participating regions.
Detailed requirements
First-time buyer. Income ≤80% AMI. Only available in participating cities/counties (not Wichita, KCK, Lawrence, Topeka). Forgiven over 10 years.
Eligibility at a glance
- First-time buyer required
- Yes
- Max income (% AMI)
- 80%
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.