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MDdeferred loanactive
Maryland Mortgage Program (MMP)
Maryland Department of Housing and Community Development
Up to $10K+ DPA + below-market rate; profession-based extras
Overview
Maryland's flagship mortgage + multiple DPA layers, including extras for professions and partner-match.
Detailed requirements
Multiple DPA flavors: 1st Time Advantage, SmartBuy (for student debt), Partner Match. Profession boosts for teachers, nurses, military.
Eligibility at a glance
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.