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Detroit, MIdeferred loanactive

Detroit 0% Interest Home Repair Loan

City of Detroit

$5,000–$25,000 at 0% interest for home repairs

Overview

0% interest repair loan for Detroit homeowners — perfect for buyers acquiring fixers.

Detailed requirements

Must own and occupy a Detroit home. Income ≤80% AMI. Loan amounts $5K-$25K. 0% interest, 10-year repayment. Repairs must address health/safety, code violations, or accessibility.

Eligibility at a glance

Max income (% AMI)
80%
Owner-occupied required
Yes

Note: Owner-occupied homes in Detroit. 10-year repayment, 0% interest.

Ready to apply?

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Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.