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MIdeferred loanactive
MSHDA MI DPA Loan (Flex)
Michigan State Housing Development Authority
Up to $7,500 DPA for the conventional MI Home Loan Flex product
Overview
Conventional pair-program: up to $7,500 DPA for buyers using the MI Home Loan Flex product.
Detailed requirements
Conventional loan version. Up to $7,500 DPA. Higher income limits than the standard DPA. Repeat buyers eligible. Must occupy as primary residence.
Eligibility at a glance
- Max household income
- $159,500
- Min credit score
- 660
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.