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Oakland County, MIdeferred loanactive

Oakland County HOME Consortium DPA

Oakland County Housing Counseling

Up to $7,000 DPA, 0% deferred

Overview

Up to $7K DPA for Oakland County first-time buyers — deferred 0% loan.

Detailed requirements

First-time buyer (not owned in 3 years). Income ≤80% AMI. Must occupy. Repaid only on sale/refinance/transfer. Available through participating counseling agencies.

Eligibility at a glance

First-time buyer required
Yes
Max income (% AMI)
80%
Owner-occupied required
Yes
Homebuyer education required
Yes

Note: Excludes certain communities with their own DPA. Limited annual funding.

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.