Taylor Home Down Payment Assistance Program

Overview

One of the largest city programs in Metro Detroit: up to $40,000 in forgivable down payment help for buying in Taylor.

Detailed requirements

Federal HOME-funded, so household income must be at or below 80% of Area Median Income. First-time buyer (no ownership in 3 years). Minimum $1,000 buyer contribution. Property located in the City of Taylor, owner-occupied as primary residence, passes HQS inspection and city building code. Forgivable lien: 5 years for awards up to roughly $14,000, 10 years for larger awards. Homebuyer education required.

Eligibility at a glance

First-time buyer required

Yes

Max income (% AMI)

80%

Owner-occupied required

Yes

Homebuyer education required

Yes

Note: Restarted June 2026 with the per-household cap raised to $40,000. Assistance up to about $14,000 carries a 5-year forgivable lien; larger awards carry a longer (10-year) forgiveness period. Buyer contributes at least $1,000. Home must be in Taylor, pass a Housing Quality Standards inspection, and meet city code.