Washtenaw County Mortgage Assistance Program

Overview

Washtenaw County's silent-second down payment loan for first-time buyers at or below 80% of area median income, including Ann Arbor.

Detailed requirements

Household income at or below 80% of Washtenaw County Area Median Income, adjusted for household size. First-time homebuyer. Owner-occupied primary residence in Washtenaw County. Homebuyer education required. Deferred payment loan at 3% simple interest with a 30-year term; due on sale, transfer, or refinance.

Eligibility at a glance

First-time buyer required

Yes

Max income (% AMI)

80%

Owner-occupied required

Yes

Homebuyer education required

Yes

Note: Silent second mortgage: no monthly payments, 3% simple interest, 30-year term, repaid when the home is sold or refinanced. Countywide, including Ann Arbor and Ypsilanti. Confirm the current maximum award with the county before relying on a figure.