Wayne County Down Payment Assistance Program

Overview

A fixed $13,999 forgivable loan for first-time buyers in Wayne County's smaller communities, from Allen Park to Grosse Pointe.

Detailed requirements

Household income at or below 80% of Area Median Income. No ownership interest in real estate in the past 3 years. Maximum purchase price $219,000. Liquid assets under $20,000. Home must be in an eligible Wayne County community (excludes Detroit, Dearborn, Dearborn Heights, Livonia, Redford, Taylor, Westland, Canton, Lincoln Park) and pass HQS inspection. HUD-approved homebuyer education required. 0% interest, forgiven after 5 years of owner occupancy.

Eligibility at a glance

First-time buyer required

Yes

Max income (% AMI)

80%

Max purchase price

$219,000

Owner-occupied required

Yes

Homebuyer education required

Yes

Note: For Wayne County communities outside the cities that run their own HOME programs: NOT available in Detroit, Dearborn, Dearborn Heights, Livonia, Redford, Taylor, Westland, Canton, or Lincoln Park (those have separate programs). Liquid assets capped at $20,000. Home must pass a Housing Quality Standards inspection.