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MNlow interest loanactive
Minnesota Housing Start Up + Monthly Payment Loan
Minnesota Housing Finance Agency
Up to $18K DPA (deferred or amortizing options)
Overview
Up to $18K DPA + low-rate mortgage for Minnesota first-time buyers.
Detailed requirements
First-time buyer. Pairs with Start Up mortgage. Choose Monthly Payment Loan or Deferred Payment Loan.
Eligibility at a glance
- First-time buyer required
- Yes
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.