POCKETGRANTS
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MSgrantactive

MS Home Smart6 / Smart Solution

Mississippi Home Corporation

Up to 6% grant for down payment/closing costs

Overview

Up to 6% DPA grant for Mississippi buyers — true grant, never repaid.

Detailed requirements

Pairs with MHC mortgage. Up to 6% of loan amount as grant. Income limits by county.

Eligibility at a glance

Min credit score
640
Owner-occupied required
Yes
Homebuyer education required
Yes

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.