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MTdeferred loanactive

Montana Housing Bond Down Payment Assistance

Montana Board of Housing

Up to $15K DPA as 0% deferred loan

Overview

Up to $15K DPA for Montana first-time buyers.

Detailed requirements

First-time buyer (or in targeted area). Pairs with MBOH first mortgage. Income/purchase limits by county.

Eligibility at a glance

First-time buyer required
Yes
Min credit score
620
Owner-occupied required
Yes
Homebuyer education required
Yes

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.