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NDlow interest loanactive
NDHFA FirstHome
North Dakota Housing Finance Agency
Below-market rate mortgage + DCA up to 5% DPA
Overview
Low-rate first mortgage + up to 5% DPA for ND first-time buyers.
Detailed requirements
First-time buyer. Pairs with DCA Down Payment & Closing Cost Assistance up to 5%.
Eligibility at a glance
- First-time buyer required
- Yes
- Min credit score
- 620
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.