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OHdeferred loanactive
OHFA Your Choice Down Payment Assistance
Ohio Housing Finance Agency
2.5% or 5% of home price as DPA
Overview
Choose 2.5% or 5% DPA — forgiven after 7 years if you stay in the home.
Detailed requirements
Pairs with OHFA mortgage. 2.5% or 5% DPA. Forgiven after 7 years. Income limits vary. Min credit 640. Homebuyer education required.
Eligibility at a glance
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.