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ORdeferred loanactive
Oregon Bond Residential Loan + RateAdvantage
Oregon Housing and Community Services
Up to $15K cash advantage DPA
Overview
Up to $15K DPA + low-rate Oregon Bond mortgage for first-time buyers.
Detailed requirements
First-time buyer (or in targeted area). Pairs with Cash Advantage DPA. Income limits apply.
Eligibility at a glance
- First-time buyer required
- Yes
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.