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RIdeferred loanactive
RIHousing FirstDown
Rhode Island Housing
Up to $25K DPA (5-year forgivable in some areas)
Overview
Up to $25K DPA for Rhode Island first-time buyers, forgivable in qualifying areas.
Detailed requirements
First-time buyer. Pairs with RIHousing first mortgage. Income limits. 0% interest, deferred.
Eligibility at a glance
- First-time buyer required
- Yes
- Min credit score
- 660
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.