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SCforgivable loanactive

SC Housing Homebuyer Program

SC State Housing Finance and Development Authority

Up to $8K forgivable DPA

Overview

Up to $8K forgivable DPA for SC buyers — forgiven after 20 years.

Detailed requirements

Pairs with SC Housing first mortgage. $8K forgivable second loan over 20 years. Income/purchase limits apply.

Eligibility at a glance

Min credit score
640
Owner-occupied required
Yes
Homebuyer education required
Yes

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.