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TNdeferred loanactive
THDA Great Choice + Plus
Tennessee Housing Development Agency
DPA up to 6% (Great Choice Plus)
Overview
Up to 6% DPA for Tennessee buyers — forgiven after 30 years.
Detailed requirements
Pairs with Great Choice mortgage. 6% DPA as 30-year forgivable 2nd. Income/purchase limits by county.
Eligibility at a glance
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.