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Houston, TXforgivable loanactive

Houston Homebuyer Assistance Program

City of Houston

Up to $50,000 forgivable DPA

Overview

Up to $50K forgivable DPA for Houston first-time buyers.

Detailed requirements

First-time buyer. Property in Houston city limits. Income ≤80% AMI. Forgiven over 5 years. Pre/post counseling required.

Eligibility at a glance

First-time buyer required
Yes
Max income (% AMI)
80%
Owner-occupied required
Yes
Homebuyer education required
Yes

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.