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UTdeferred loanactive
Utah Housing FirstHome Loan
Utah Housing Corporation
Up to 6% DPA on top of FHA/VA/USDA loan
Overview
Up to 6% DPA for Utah first-time buyers — covers full down payment + closing.
Detailed requirements
First-time buyer. Pairs with FHA/VA/USDA first mortgage. 6% as second mortgage at higher rate. Income limits.
Eligibility at a glance
- First-time buyer required
- Yes
- Min credit score
- 660
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.