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WAdeferred loanactive

Washington Home Advantage + DPA

Washington State Housing Finance Commission

Up to $10K DPA at 0% deferred (more in targeted areas)

Overview

Up to $10K DPA at 0% deferred for Washington first-time buyers.

Detailed requirements

First-time buyer (some products allow repeat). Multiple DPA options including HomeChoice (disability), Veterans, OpportunityDPA. Income limits.

Eligibility at a glance

First-time buyer required
Yes
Min credit score
620
Owner-occupied required
Yes
Homebuyer education required
Yes

Ready to apply?

A free grant specialist walks you through eligibility and the official application in one short call.

Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.