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WVdeferred loanactive
WV Housing Homeownership Program
West Virginia Housing Development Fund
Up to $10K low-rate DPA
Overview
Up to $10K DPA + low-rate mortgage for WV first-time buyers.
Detailed requirements
First-time buyer (or in targeted area). Pairs with WVHDF mortgage. Income/purchase limits.
Eligibility at a glance
- First-time buyer required
- Yes
- Min credit score
- 640
- Owner-occupied required
- Yes
- Homebuyer education required
- Yes
Ready to apply?
A free grant specialist walks you through eligibility and the official application in one short call.
Last verified 2026-09-02. Updated weekly. Always confirm details on the official program page before applying.