Your matches
Up to $115,000 in stackable grant benefit.
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Michigan State Housing Development Authority
Up to $10,000 in down payment assistance — zero interest, no monthly payment, repaid only on sale/refinance.
Up to $10,000 zero-interest deferred second mortgage
Why you qualify
Michigan State Housing Development Authority
Conventional pair-program: up to $7,500 DPA for buyers using the MI Home Loan Flex product.
Up to $7,500 DPA for the conventional MI Home Loan Flex product
Why you qualify
Oakland County Housing Counseling
Up to $7K DPA for Oakland County first-time buyers — deferred 0% loan.
Up to $7,000 DPA, 0% deferred
Why you qualify
Macomb County Planning & Economic Development
Up to $10K DPA for Macomb County first-time buyers in participating cities.
Up to $10,000 DPA, 0% deferred
Why you qualify
City of Warren
Up to $7,500 DPA for first-time buyers purchasing in Warren, Michigan.
Up to $7,500 DPA
Why you qualify
City of Detroit
0% interest repair loan for Detroit homeowners — perfect for buyers acquiring fixers.
$5,000–$25,000 at 0% interest for home repairs
Why you qualify
Michigan State Housing Development Authority
Michigan's flagship low-rate mortgage — pairs with the $10K Down Payment Assistance for stacked savings.
Below-market 30-year fixed rate + pairs with $10K DPA
Why you qualify
U.S. Department of Housing and Urban Development (HUD)
Low down payment FHA-insured loan — the workhorse first-time buyer program with just 3.5% down.
Loan up to FHA limits (varies by county); 3.5% down with 580+ FICO
Why you qualify
U.S. Department of Agriculture
Zero down payment loan for moderate-income buyers in USDA-designated rural areas.
0% down, low rates for rural areas
Why you qualify
U.S. Department of Agriculture
Direct USDA loan for low-income rural buyers — payment subsidies can drop your effective rate as low as 1%.
0% down, payment assistance subsidy can reduce rate to 1%
Why you qualify
U.S. Department of Housing and Urban Development (HUD)
Home loan guarantee for members of federally recognized tribes — as low as 1.25% down.
1.25-2.25% down, low rates, no PMI
Why you qualify
U.S. Department of Housing and Urban Development (HUD)
Buy and renovate in one FHA loan — perfect for fixer-uppers, with just 3.5% down.
Finance purchase + renovation in one loan, 3.5% down
Why you qualify
Fannie Mae
Conventional 3% down loan with reduced mortgage insurance for low-to-moderate income buyers.
3% down, reduced PMI, $2,500 credit for very-low-income
Why you qualify
Freddie Mac
Conventional 3% down loan with flexible income sources — similar to HomeReady, different lender network.
3% down, reduced PMI, flexible income sources
Why you qualify
City of Detroit + participating lenders
Two-mortgage product designed to overcome Detroit's appraisal gap — finances both purchase + renovation to full restored value.
Two-loan structure to cover appraisal gap on Detroit homes
Why you qualify