POCKETGRANTS

Your matches

6 grants. 8 loan programs. MI.

Up to $89,501 in stackable grant benefit.

Want these matches in your inbox?

We'll alert you when new programs in your area launch.

MIdeferred loanGreat match

MSHDA $10,000 Down Payment Assistance

Michigan State Housing Development Authority

Up to $10,000 in down payment assistance — zero interest, no monthly payment, repaid only on sale/refinance.

Up to $10,000 zero-interest deferred second mortgage

Why you qualify

  • Open to first-time and repeat buyers.
  • Income under $145,000 cap.
MIdeferred loanGreat match

MSHDA MI DPA Loan (Flex)

Michigan State Housing Development Authority

Conventional pair-program: up to $7,500 DPA for buyers using the MI Home Loan Flex product.

Up to $7,500 DPA for the conventional MI Home Loan Flex product

Why you qualify

  • Open to first-time and repeat buyers.
  • Income under $159,500 cap.
Federallow interest loanGreat match

USDA Section 502 Guaranteed Loan

U.S. Department of Agriculture

Zero down payment loan for moderate-income buyers in USDA-designated rural areas.

0% down, low rates for rural areas

Why you qualify

  • Open to first-time and repeat buyers.
  • Income of $60,000 is under the ~$70,840 (115% of area median income, MI (statewide estimate), household of 1) limit.
MIlow interest loanGreat match

MSHDA MI Home Loan

Michigan State Housing Development Authority

Michigan's flagship low-rate mortgage — pairs with the $10K Down Payment Assistance for stacked savings.

Below-market 30-year fixed rate + pairs with $10K DPA

Why you qualify

  • Open to first-time and repeat buyers.
  • Income under $145,000 cap.
Federallow interest loanGreat match

FHA 203(b) Mortgage Insurance

U.S. Department of Housing and Urban Development (HUD)

Low down payment FHA-insured loan — the workhorse first-time buyer program with just 3.5% down.

Loan up to FHA limits (varies by county); 3.5% down with 580+ FICO

Why you qualify

  • Open to first-time and repeat buyers.
Federallow interest loanGreat match

Section 184 Indian Home Loan Guarantee

U.S. Department of Housing and Urban Development (HUD)

Home loan guarantee for members of federally recognized tribes — as low as 1.25% down.

1.25-2.25% down, low rates, no PMI

Why you qualify

  • Open to first-time and repeat buyers.
Federallow interest loanGreat match

FHA 203(k) Rehabilitation Loan

U.S. Department of Housing and Urban Development (HUD)

Buy and renovate in one FHA loan — perfect for fixer-uppers, with just 3.5% down.

Finance purchase + renovation in one loan, 3.5% down

Why you qualify

  • Open to first-time and repeat buyers.
Detroitlow interest loanGreat match

Detroit Home Mortgage

City of Detroit + participating lenders

Two-mortgage product designed to overcome Detroit's appraisal gap — finances both purchase + renovation to full restored value.

Two-loan structure to cover appraisal gap on Detroit homes

Why you qualify

  • Open to first-time and repeat buyers.